The concept of best mutual funds is a misconception as the best mutual fund does not exist. This is because the mutual fund which is well today does not guarantee you that it will remain the same for tomorrow, or will give good returns in the future.

What is the right way to invest in a mutual fund is to find out the mutual fund which will help you to meet your investment goals or find the mutual funds which sync with your investment goals?

And you can know your mutual funds to select by answering the two questions

What is the time frame you want to invest in?

How much risk you can take while investing? fore investing, there is always a question in mind, how you choose the fund that is suitable for your investment!!

The 3 important factors which should be considered before selecting a mutual fund are listed below!!

The Downside Protection – To start with you need to check the fund downside protection. Take for example the returns for a particular fund in the first years is about 35 percent and the returns on the second year it is 40 percent, therefore this fund is not suitable for investments as it does not have the downside protection.

The Return consistency – After downside protection, you need to check whether the fund’s returns are consistent or not. For example, while investment in a particular fund, the returns in the first years are 10 percent, in the second year it is 10.5 and in the third year, the returns are 11 percent.

On the other hand, for other investment funds, the returns in the first year are 9 percent, the returns in the second year are 1 percent and the returns in the third year is 5 percent.

Therefore, in the above two mention examples, the first investment in funds is better than the other which has return consistency.

The Fund Manager – Find out who is responsible for the particular funds. A good Mutual fund manager has the ability to turn the bad fund situation to the best performing fund.

A good fund manager plays a very significant role in how your mutual fund is performing and will able to decide on which stocks or securities to invest and how-to distributer the money for the mutual invested funds.

If you follow the above mention points, while selecting for the mutual funds, you will be on the right way to pick the fund suitable for you. Also, you call them the best mutual fund for you.


Instead of chasing the vision of the best mutual fund, you must find out the right investment approach towards your funds as per requirements.

And if you follow the above mention points, while selecting your points, you will cover up to go with the right way of investment.

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It is, therefore, important to learn both the pros and cons of intraday trading to get a better idea of how this market works and how exactly you can grow your money. In this post, we will walk you through a few advantages and disadvantages of intraday trading. So, keep reading to learn more.

• Beware of fixed/guaranteed/regular returns/ capital protection schemes. Brokers or their authorized persons or any of their associates are not authorized to offer fixed/guaranteed/regular returns/ capital protection on your investment or authorized to enter into any loan agreement with you to pay interest on the funds offered by you. Please note that in case of default of a member claim for funds or securities given to the broker under any arrangement/ agreement of indicative return will not be accepted by the relevant Committee of the Exchange as per the approved norms.
• Ensure that pay-out of funds/securities is received in your account within 1 working day from the date of pay-out.
• Be careful while executing the PoA (Power of Attorney) – specify all the rights that the stock broker can exercise and timeframe for which PoA is valid. It may be noted that PoA is not a mandatory requirement as per SEBI / Exchanges.
• Register for online applications viz Speed-e and Easiest provided by Depositories for online delivery of securities as an alternative to PoA.

• Do not keep funds idle with the Stock Broker. Please note that your stock broker has to return the credit balance lying with them, within three working days in case you have not done any transaction within last 30 calendar days. Please note that in case of default of a Member, claim for funds and securities, without any transaction on the exchange will not be accepted by the relevant Committee of the Exchange as per the approved norms.

• Check the frequency of accounts settlement opted for. If you have opted for running account, please ensure that your broker settles your account and, in any case, not later than once in 90 days (or 30 days if you have opted for 30 days settlement). In case of declaration of trading member as defaulter, the claims of clients against such defaulter member would be subject to norms for eligibility of claims for compensation from IPF to the clients of the defaulter member. These norms are available on Exchange website at following link: NSE, MCX

• Brokers are not permitted to accept transfer of securities as margin. Securities offered as margin/ collateral MUST remain in the account of the client and can be pledged to the broker only by way of ‘margin pledge’, created in the Depository system. Clients are not permitted to place any securities with the broker or associate of the broker or authorized person of the broker for any reason. Broker can take securities belonging to clients only for settlement of securities sold by the client.

• Always keep your contact details viz. Mobile number/Email ID updated with the stock broker. Email and mobile number is mandatory and you must provide the same to your broker for updation in Exchange records. You must immediately take up the matter with Stock Broker/Exchange if you are not receiving the messages from Exchange/Depositories regularly.

• Don’t ignore any emails/SMSs received from the Exchange for trades done by you. Verify the same with the Contract notes/Statement of accounts received from your broker and report discrepancy, if any, to your broker in writing immediately and if the Stock Broker does not respond, please take this up with the Exchange/Depositories forthwith.

• Check messages sent by Exchanges on a weekly basis regarding funds and securities balances reported by the trading member, compare it with the weekly statement of account sent by broker and immediately raise a concern to the exchange if you notice a discrepancy.

• Please do not transfer funds, for the purposes of trading to anyone, including an authorized person or an associate of the broker, other than a SEBI registered Stock broker.

• Do not deal with unregistered intermediaries (who are not registered with SEBI/Exchanges).

Names and contact details of all Key Managerial Personnel including Compliance Officer

Sr. No.Name of the IndividualDesignationContact NumbersEmail Id
1 Charanpreet GillCEO/MD011-40345555admin@gillbroking.com
2 Charanpreet GillWhole Time Director011-40345555gillbroking@gmail.com
3 Charanpreet GillCompliance officer011-40345555compliance@gillbroking.com
4Manpriya GillDesignated Director-1011-40345555manngill04@gmail.com
5Kewal GillDesignated Director-2011-40345555fvwealth@gmail.com

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